FAQs

CAN YOU EXPLAIN YOUR MONEY BACK GUARANTEE?

You are entitled to a 100% refund on all monthly payments if:

• We do not remove any negative accounts that have been worked on within 180 days (6 consecutive months) from the time that you enrolled in our services.
• You have not used a credit-consulting agency nor attempted to repair your own credit at least 1 year prior to signing up for our services.
• You have had no new collections or missed payments during the time frame we are assisting you
• You have maintained credit monitoring services at all times during the time frame we are assisting you
• You agree & have sent updated reports/responses from the three credit bureaus & creditors to us within 5 days of receipt.
• You should receive updated credit reports every 35-45 days and make us aware if updated reports have not been received.

 

Is Credit Repair Legal?

Yes!  Credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." This act gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. (legally!)